Jeremy Robert, a member from The Forum House transitional employment program is gainfully employed at Apex Homecare, in Springfield MA.
“When Jeremy’s on the job, we know he’s happy, from the big smile he wears on his face,” said Cheryl Rumley, Founder and President of Apex Homecare, a family owned home care agency serving Western Massachusetts (MA).
Jeremy first arrived at Apex with his support staff from the Forum House — Kevin, Lauren and Becca. The Forum House works in partnership with local employers to meet their business needs, while offering employment opportunities to people with disabilities in MA.
“Historically, I’ve hired home care aides from the Forum House and have always been pleased with the quality of their work”, Rumley said, “so I was confidant that Jeremy would also succeed.” In his role at Apex, Jeremy works in the document management department, scanning payroll and other documents into the new system recently installed at the home care agency.
The Forum House provides its members’ vocational training and skills to help them obtain employment. Using a “Clubhouse” Model, they offer a supportive environment and coaching to “Clubhouse Members”. This Transitional Employment (TE) approach ensures cooperation, inclusion and shared responsibility.
Employer’s fill job positions with a reliable workforce
“One great advantage of their model is absence coverage,” added Cheryl. “This demonstrates a commitment to the employer that will ensure the job gets done no matter what. I can count on Kevin, Lauren or Becca to step in and do the job if Jeremy is out for any reason. I encourage other business owners to utilize Transitional Employment from the Forum House because this program is so reliable.”
Many people do not know that there are two prominent diagnoses for dementia, Alzheimer’s Disease and Vascular Dementia.
The biggest difference in someone with vascular dementia and Alzheimer’s Disease is that Alzheimer’s is genuinely a disease in the brain.
Alzheimer’s Disease is a very severe and destructive loss of brain cells. Most people develop plaques and tangles in the brain as we age. Those with Alzheimer’s develop far more: Plaques are clusters of beta amyloid protein which build up between nerve cells and may lead to brain cell death. Tangles are strands of tau (pronounced like cow) which collapse and tangle together and may lead to brain cell dearth. Both of these structures are very small, we can’t see them with just our eyes. They are only visible with a powerful microscope after death. More and more plaques and tangles appear as the disease progresses. The normal brain weighs 3 pounds, and a normal brain will be about 3 pounds when the person dies. In a person with Alzheimer’s Disease the brain can shrink to less than a pound due to the paques and tangles killing brain cells.
Vascular dementia is the second most common form of dementia after Alzheimer's disease. It is caused by problems in the supply of blood to the brain. In a client with Vascular dementia usually the damage is so slight that the change is noticeable only as a series of small steps. However over time, as more small vessels are blocked due to a number of conditions which may include high blood pressure, heart problems, high cholesterol and diabetes there is a gradual mental decline. Over time memory and cognitive abilities such as maintaining the check book are lost. This disease is due to lack of oxygen to the brain. Sometimes, the symptoms of vascular dementia begin suddenly, for example after a stroke. Vascular dementia often follows a 'stepped' progression, with symptoms remaining at a constant level for a time and then suddenly deteriorating. Some symptoms may be similar to those of other types of dementia, such as Alzheimer's disease.
You should see you general practitioner for advice and possible referral to a specialist.
Let’s focus on baby boomers — those born between 1946 and 1964, ages 55 to 73. Nearly half (47%) are already in retirement.
That’s 34 million retired baby boomers.
Our dose of depressing data comes courtesy of the Insured Retirement Institute, which represents the annuity industry. The group’s annual report, Boomer Expectations for Retirement, highlights all the problems: too little savings, underestimating health costs and unrealistic expectations of how much retirement income they will need.
Too little savings
The three “legs” of the retirement “stool” are Social Security, private pensions and personal savings. None is in great shape. The average Social Security check is $14,000 a year, hardly a cushy retirement. Only 23 percent of boomers ages 56-61 expect to receive income from a private company pension plan, and only 38 percent of older boomers expect a pension. As for personal savings, I’ll make it simple: Most boomers have not saved nearly enough. In the worst case, it is really bad: 45% of boomers have zero savings for retirement.
Underestimating health care costs
Retirees routinely underestimate health expenses, particularly long-term care costs. Many simply don’t understand the system: Shockingly, 50% of those in the survey say they have not factored in the cost of long-term care insurance because they say they will rely on Medicare. But Medicare provides no coverage for long-term care. Only 8% of boomers say they have purchased a long-term care policy.
We are all going to live a lot longer than we think. In about half of all married couples over 65, one partner will survive to at least 95.
Underestimating retirement income
We are underestimating how much we are going to spend. The average amount spent by Americans 65-74 is $55,000 a year, but most baby boomers don’t think they will need anywhere near that amount. Indeed, 60% say they will need less than that to live on.
A lot of people are kidding themselves:
Expected annual retirement income need
· Less than $35,000 — 44%
· $35,000-$55,000 — 26%
· $55,000-$75,000 — 16%
· More than $75,000 — 14%
Source: Insured Retirement Institute
What’s the backup plan? What happens when a lot of people realize they haven’t thought this whole retirement thing through very well? Here’s the plan: Downsize, go back to work, or hit up the kids.
What will you do if you run out of money?
· Downsize, live on Social Security alone — 58%
· Return to work — 37%
· Ask children for assistance — 6%
Source: Insured Retirement Institute
The part about returning to work, or staying at work, is already happening. One-third of employed boomers ages 67 to 72 have postponed retirement, the study says.
Become a Home Health Aide, Call Apex Homecare, 413-746-4663 or visit apexcares.com and fill out an application. If you want to be a home care aide Apex can help train you.